Hazrat Abu Saeed Khudri (radhiallaho anho) reports that a person came to Rasulullah (sallellaho alaihe wasallam) and said: “I have been overcome by worries and debts(that I am consumed by the worry of the payment of my huge debts). Rasulullah (sallellaho alaihe wasallam) replied: “Should I not show you such a dua which, if you read it, Allah Ta’ala will remove your worries and will fulfill your debts?” The person exclaimed: “Please do tell me.” Rasulullah (sallellaho alaihe wasallam) said: “Recite the following every morning and evening:

اَللّٰهُمَّ اِنِّىْ اَعُوْذُبِكَ مِنَ الْهَمِّ وَالْحُزْنِ وَاَعُوْذُبِكَ مِنَ الْعَجْزِ وَالْكَسَلِ وَاَعُوْذُبِكَ مِنَ الْبُخْلِ وَالْجُبْنِ وَاَعُوْذُبِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ

O Allah! I seek refuge in You from grief and worries, and I seek refuge in You from being unable (to do what is required) and from laziness and cowardice, and I seek refuge in You from excessive debts and from being overpowered by people.”(Mishkaat pg.215) — more readable format available here

Important Note:

The full benefit of taking tonics and health supplements will only be achieved by the one who refrains from eating poisonous substances.In the similar manner, those who refrain from sin will experience the full benefit of the virtues mentioned herein. If they occasionally err and slip into sin, they immediately repel the harm of the sin with sincere taubah and istighfaar. Therefore, it is vitally important to refrain from sin in order to achieve the benefits of reciting the wazaif mentioned in this booklet.

Source:

Do read more @ http://www.khanqah.org/books/show/morning-and-evening-duas

Tags: awliya, Debts, dua Grief, duas, Sorrow, wazaif